I was able to receive an unlock from OnePlus for BE2028. I was asked to send a proof of purchase (Amazon). Can you sell the eBay version to someone else and try to purchase from Amazon?
btw, it took about 2 weeks from when I screenshot the IMEI, serial, unlock code, etc before I receive the unlock token. (highly recommend screenshot vs talk over phone, I lost 3 additional weeks due to error in translation).
Please note: it works on T-Mobile, but starting next year they are deprecating 4G in USA with complete deprecation in 2028 (for Starlink satellite ... not dead zones any where it world!). I think from the VOLTE thread someone got it working on a Verizon subsidiary, so that could extend usage further. Not sure which one though.
Not sure if this impacts your decision. I'm going to use it as long as I can and try to stay Ubuntu Touch on my next phone too.